About Us

We’re OakNorth. And we’re here to shake up commercial lending. Founded by entrepreneurs, Rishi Khosla and Joel Perlman, OakNorth’s mission is to empower the ‘Missing Middle’ – scale-up businesses that are the most significant contributors of economic and employment growth, yet still struggle to access the fast, flexible debt finance they need to grow. We believe that commercial lending should be barrier-free. That’s not just a tagline. It’s a belief at our very core, inspired by our entrepreneurial spirit, driven by unmet financial needs of millions, and delivered by our data-driven tools. OakNorth's India operations have been at the core of group’s global operations since its founding in 2015. With over 500 colleagues spread across our offices in Bengaluru, Gurugram and Hyderabad, we are helping redefine commercial lending. On our team are some of the brightest credit minds in India, along with world-class engineers, tech professionals and data scientists who integrate into a global team helping drive not just faster lending by OakNorth Bank in the UK, but also transforming lending globally through the next generation ON Credit Intelligence Suite. Together, we are helping make lending smarter. But we go beyond lending. Over the past eight years in India, we've built an incredibly strong culture that empowers and champions ambition – an environment where everyone can thrive, speak up, share ideas, and challenge the norm. Characterised by collaboration and driven by inclusiveness, we don't let time-zones, cultures or hierarchies get in the way of success. Our mantra is 'one team', no matter where we are or what we do. And we don’t just stop there. We have an unrelenting focus on making communities better and the environment greener. OakNorthers pledge 1% of their time to make a positive difference in the communities we operate in, and we’ve set ourselves a net zero target of 2035. It’s what gives us the passion to excel together. Say hello to OakNorth.

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